We offer a variety of package homeowner policies, from basic coverage to special replacement cost. Each property that we insure is different; therefore, we offer numerous endorsements that can be added to a policy to further protect your property.
Farm Property & Farm Owners
We cover all types of rural property with farm owner insurance. The coverage can be basic coverage to special replacement cost. We insure all types of farm dwellings, farm buildings, livestock, farm machinery, and farm products and supplies. No farming operation is the same; therefore, we offer numerous endorsements that can be added to a policy to protect your farm and your investment.
We offer mobile home insurance from basic coverage to mobile home package policies. There are numerous endorsements that can be added to a policy to further protect your property.
Personal liability that covers you anywhere in the world, farm liability specific to your operation, rental and premises liability are some of the liability coverages that we offer. There are also numerous endorsements that can be added to a policy to cover your specific liability needs such as: rented property, in-home business activities, etc.
Churches/other public buildings
We offer basic coverage policies to public buildings of all types. We insure everything from churches, Masonic halls, concession stands and storage buildings, just to name a few.
We offer contents coverage available in several different policy types for renters. This can be anything from basic coverage to special contents coverage, and liability can be added if needed.
Many insurance policies have limitations on certain household items. We offer all risk special property coverage for guns, jewelry, antiques, computer equipment, etc., to further protect your property. A separate deductible can be selected for these scheduled items.
Earthquake coverage can be added to any policy and is available with several deductible options.
This is an automatic coverage that is placed on every policy unless it is rejected. It enhances the coverage on all policies to cover the dwelling for loss by mechanical breakdown.
Part-time, Seasonal, and Tenant Property
We offer coverage for your property that you rent to others or that you do not occupy full-time. This may be a lake home, a hunting cabin, or a rental house. Endorsements and liability can be added to the policy to further protect your property.