Farm Property & Farm Owners 

We cover all types of rural property with farm owner insurance.  The coverage can be basic coverage to special replacement cost.  We insure all types of farm dwellings, farm buildings, livestock, farm machinery, and farm products and supplies.  No farming operation is the same; therefore, we offer numerous endorsements that can be added to a policy to protect your farm and your investment. 

 

Farm Homes 

We offer a variety of package homeowner policies, from basic coverage to special replacement cost.  Each property that we insure is different; therefore, we offer numerous endorsements that can be added to a policy to further protect your property. 

 

Equipment Breakdown 

This is an automatic coverage that is placed on every policy unless it is rejected.  It enhances the  coverage on all policies to cover the dwelling for loss by mechanical breakdown. 

Mobile Home 

We offer mobile home insurance from basic coverage to mobile home package policies.  There are numerous endorsements that can be added to a policy to further protect your property. 

 

Liability 

Personal liability that covers you anywhere in the world, farm liability specific to your operation,  rental and premises liability are some of the liability coverages that we offer.  There are also numerous endorsements that can be added to a policy to cover your specific liability needs such as:  rented property, in-home business activities, etc. 

 

Rental Insurance 

We offer contents coverage available in several different policy types for renters.  This can be  anything from basic coverage to special contents coverage, and liability can be added if needed. 

 

Special Property 

Many insurance policies have limitations on certain household items.  We offer all risk special  property coverage for guns, jewelry, antiques, computer equipment, etc., to further protect your  property.  A separate deductible can be selected for these scheduled items. 

 

Earthquake 

Earthquake coverage can be added to any policy and is available with several deductible options. 

 

Part-time, Seasonal, and Tenant Property 

We offer coverage for your property that you rent to others or that you do not occupy full-time. This  may be a lake home, a hunting cabin, or a rental house.  Endorsements and liability can be added to  the policy to further protect your property.